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OD against Gold Jewels

OD against Gold Jewels

“OD Against Gold Jewels” is a new product / facility to the customers wherein an OD Limit is fixed instead of Term Loan facility with additional benefits. Apart from General Public & Women Borrowers, a new Target Group “COVID Warriors“ has been enabled to give due respect & value their services during this pandemic scenario.

Eligibility General Public

Women Applicants

COVID Warriors proposed to include

  • Healthcare professionals across the discipline
  • Sanitation Staff (State Govt employee and employee engaged by various municipal bodies)
  • Police staff including Home Guard
  • Anganwadi and ASHA
  • Dak Sewak
  • Fire staff
  • Ex-servicemen
  • NSS volunteer
Age Entry Age – Minimum 21 years
Purpose Any purpose other than speculative
Quantum of loan 75% of market value of the Jewels pledged or Per gram advance value of Jewels, whichever is lower

  • Minimum – Rs.25000.00
  • Maximum – Rs.10.00 lakhs
Repayment Interest to be serviced as and when charged in the account.

Withdrawals are permitted within the limit sanctioned

Interest Rate Click here
Processing Fee Click here
Appraiser Fee To be borne by the applicant
Security Pledge of Gold Jewels
Add on benefits Issuance of Rupay Card & Personalised Cheque Books
Renewal of account The Account should be renewed within one year from the date of original / latest sanction and the OD Limit will be re-assessed based on the value of Jewels pledged considering the margin requirements as on that date.
Documents required
  • Duly filled in application form
  • Identity proof
  • Address proof

Apply for loan (Click Here)

( Last modified on Nov 16, 2022 at 01:11:29 PM )