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Processing Fee on Personal Segment Loan Products

Processing Fee on Personal Segment Loan Products

Retail Loan Products – Processing Fee

GST will be recovered separately as all charges prescribed are exclusive of GST

(GST 18% as on date)

Product Name Processing Charges
IB Home Loan to Residents

Home Loan to NRI

IB Home Advantage

IB Plot Loan to NRI

IBHL-CRE

0.40% upto ₹100 lakhs subject to max. of ₹20000

0.20% above ₹100 lakhs subject to max.   of ₹50000

IB Home Improve

IB Home Loan Plus

IB Home Enrich

Plot Loan to Residents

Repair and Renovation

1.00% on the Loan amount
Ind AWAS EWS/LIG

Ø  upto ₹6 lakhs: NIL

Ø  Above ₹6 lakhs:   50% concession as applicable to normal HL subject to max. of ₹10000

MIG-I

Ø  upto ₹9 lakhs: NIL

Ø  Above ₹9 lakhs: 50% concession as applicable to normal HL subject to max. of ₹10000

MIG-II

Ø  upto ₹12 lakhs: NIL

Ø  Above ₹12 lakhs: 50% concession as applicable to normal HL subject to max. of ₹10000

Home Loan to Corporate Entity 0.25% of the loan amount.

Minimum: Rs.25,000/- , Maximum: Rs. 5.00 Lacs

IB Home Loan Combo Concession of 50% applicable processing charges for the following Loan products: Vehicle Loan, IB Clean Loan, IB Pension Loan, IB Home Improve
Ind Mortgage Scheme

Rent Encash

IB Rental

1.00% on the loan amount
IB Reverse Mortgage 0.30% on the loan limit
IB Vehicle Loan (Car) 0.50% on the loan amount. (Max. ₹10000)
IB Vehicle Loan (2 Wheeler) 1% on the loan amount
IB Vehicle Loan (Used Car) 1% on the loan amount (max. ₹10000)
Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals 1% on the loan amount (max. ₹100000 per loan)
IB Educational Loan – Study In India & Studies Abroad Upto ₹10 lakhs:   Nil

 

Above ₹10 lakhs: 0.15% max. ₹3000

IB Education Loan – Prime Scheme

IB Educational Skill Loan

Educational Loans covered under Credit Guarantee Scheme

NIL
Pre-approved Personal Loan  ₹500
Clean Salary Loan

Clean Salary Loan Overdraft

1.00% on the Loan amount
IB Pension Loan Scheme Upto ₹25000: NIL.

Above ₹25000: ₹250

Jewel Loan (Non-Priority)

OD against Gold Jewels

0.50% on loan amount.

No cap on maximum amount.

Loan against NSC/LIC Bonds 0.50% on loan amount.

No cap on maximum amount.

IND COVID Emergency Salary Loan

IND COVID Emergency Pension Loan

NIL

( Last modified on May 05, 2022 at 12:05:10 PM )

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