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Processing Fee on Personal Segment Loan Products

Processing Fee on Personal Segment Loan Products

GST will be recovered separately as all charges prescribed are exclusive of GST

(GST 18% as on date)

Product Name Processing Charges
IB Home Loan to Residents

Home Loan to NRI

IB Home Advantage

IB Plot Loan to NRI

IBHL-CRE

 0.40% upto ₹100 lakhs subject to max. of ₹20000

0.20% above ₹100 lakhs subject to max. of ₹50000
IB Home Improve

IB Home Loan Plus

IB Home Enrich

Plot Loan to Residents

Repair and Renovation

 1.00% on the Loan amount
Ind AWAS EWS/LIG

  • upto ₹6 lakhs: NIL
  • Above ₹6 lakhs: 50% concession as applicable to normal HL subject to max. of ₹10000

MIG-I

  • upto ₹9 lakhs: NIL
  • Above ₹9 lakhs: 50% concession as applicable to normal HL subject to max. of ₹10000

MIG-II

  • upto ₹12 lakhs: NIL
  • Above ₹12 lakhs: 50% concession as applicable to normal HL subject to max. of ₹10000
IB Home Loan Combo Concession of 50% applicable processing charges for the following Loan products: Vehicle Loan, IB Clean Loan, IB Pension Loan, IB Home Improve
Ind Mortgage Scheme

Rent Encash

IB Rental

 1.00% on the loan amount
IB Reverse Mortgage 0.30% on the loan limit
IB Vehicle Loan 0.50% on the loan amount. (Max. ₹10000)
IB Educational Loan – Study In India & Studies Abroad Upto ₹10 lakhs:   Nil

Above ₹10 lakhs: 0.15% max. ₹3000
IB Education Loan – Prime Scheme

IB Educational Skill Loan

Educational Loans covered under Credit Guarantee Scheme

 NIL
Clean Salary Loan

Clean Salary Loan Overdraft

 1.00% on the Loan amount
IB Pension Loan Scheme Upto ₹25000: NIL.

Above ₹25000: ₹250
Jewel Loan (Non-Priority)

OD against Gold Jewels

IB Loan against Sovereign Gold Bond

Loan against NSC/LIC Bonds

 0.50% on loan amount.

No cap on maximum amount.
IND COVID Emergency Salary Loan

IND COVID Emergency Pension Loan

 NIL

 

( Last modified on Dec 08, 2020 at 12:12:30 PM )

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