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Interest Rates on Personal Segment Loan Products

Interest Rates on Personal Segment Loan Products

Product Name Interest Rate Range
Home Loan
IB Home Loan to Elite Customers (Rs.15 lakhs & above) 8.6% to 8.85%
IB Home Loan to Elite Customers (Rs.15 lakhs & above) – Takeover 8.5% to 8.75%
IB Home Loan (CRE) to Elite Customers (Rs.15 lakhs & above) 9.1% to 9.35%
IB Home Loan to General Customers 8.95% to 9.15%
IB Home Loan CRE to General Customers 9.45% to 9.65%
Home Loan Premium
IB Home Loan Premium 8.75% to 8.95%
Home Loan to Corporate Entity
Home Loan to Corporate Entity 8.2% to 9.7%
Home Advantage
IB Home Advantage to Elite Customers (Rs.15 lakhs & above) – Term Loan 8.6% to 8.85%
IB Home Advantage to Elite Customers (Rs.15 lakhs & above) – Overdraft 9.6% to 9.85%
IB Home Advantage to General Customers – Term Loan 8.95% to 9.15%
IB Home Advantage to General Customers – Overdraft 9.95% to 10.15%
Plot Loan
Plot Loan to Elite Customers (Rs.15 lakhs & above) 9.6% to 9.85%
Plot Loan to General Customers 9.95% to 10.15%
IB Home Improve
IB Home Improve to Elite Customers (Rs.15 lakhs & above) 9.1% to 9.35%
IB Home Improve to General Customers 9.45% to 9.65%
IB Home Enrich
IB Home Enrich 9.15% to 9.7%
Home Loan Plus
IB Home Loan Plus to Elite Customers (Rs.15 lakhs & above) 9.1% to 9.6%
IB Home Loan Plus to General Customers 9.45% to 9.9%
Ind Mortgage Loan
Ind Mortgage (Term Loan) 9.85% to 11.35%
Ind Mortgage (Overdrraft) 10.85% to 12.35%
Reverse Mortgage Loan
Reverse Mortgage Loan 9.40%
Loan against Rent Receivables
IB Rent Encash 9.75% to 11.25%
IB Rental 9.45% to 10.95%
IB Rental (CRE) 9.95% to 11.45%
If the lessee(s) is(are) our Bank / PSB / Pvt sector Bank / Reputed Financial Institution / Government Organization / PSU / Company & Firm (Externally rated “A” / equivalent and abvoe), concession of 0.50% is application on effective ROI
Education Loan
Education Loan 8.35% to 11.15%
Vehicle Loan
IB Vehicle Loan to Elite Customers (Rs.5 lakhs & above) 8.75% to 8.95%
IB Vehicle Loan Eco Vahan (Electric Car) to Elite Customers (Rs.5 lakhs & above) 8.7% to 8.9%
IB Vehicle Loan to General Customers 8.95% to 9.45%
IB Vehicle Loan Eco Vahan (Electric Car) ro General Customers 8.9% to 9.4%
IB Vehicle Loan for Purchase of User Car $ 10.55% to 12.65%
Vehicle Loan for Purchase of 2 Wheeler 9.9% to 11.4%
Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals 9.75% to 10.4%
$ For vehicles purchased from certified pre owned cars like Authorized Dealer of Maruti True Value, Mahindra First Choice, Hyundai Promise, Toyota U Trust (supported by Quotation) discount of 0.25% is given on the applicable rates.
Pre-approved Personal Loan
Pre-approved Personal Loan to Pensioners, Salaried & Regular Income customers 12.15%
PAPL to Self-employed Customers 12.75% to 14.75%
Pre-approved Personal Loan to Home Loan customers 10.75%
Clean Loan
Non-Priority Term Loan for GMRA Premium 9.75% to 9.9%
IB Saral 10.35%
Salary Loan & IBCLS Plus
Clean Loan to Salaried Class – Term Loan 10.65% to 11.15%
Clean Loan to Salaried Class – Overdraft 11.65% to 12.15%
Pension Loan
Pension Loan 10.9% to 11.15%
Jewel Loan
Jewel Loan (Non-Priority) 9% to 9.5%
OD against Gold Jewels 9.65% to 10.15%
Other Retail Loans
Sovereign Gold Bond 9.05% to 9.9%
Loan / Overdraft against NSC/KVP/LIC Policy/RBI Relief Bonds 10.95%
Term Loan/Overdraft against own deposits 1% over deposit rates
Loan against Third party INR deposit 10.80%
Loan to depositor against own FCNRB Deposit 10.30%
Loan against third party FCNRB Deposit 10.80%

( Last modified on Dec 08, 2022 at 02:12:13 PM )

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