National Helpline No1800 425 00 000

OD against Gold Jewels

“OD Against Gold Jewels” is a new product / facility to the customers wherein an OD Limit is fixed instead of Term Loan facility with additional benefits. Apart from General Public & Women Borrowers, a new Target Group “COVID Warriors“ has been enabled to give due respect & value their services during this pandemic scenario.

Eligibility	General Public Women Applicants COVID Warriors proposed to include Healthcare professionals across the discipline Sanitation Staff (State Govt employee and employee engaged by various municipal bodies) Police staff including Home Guard Anganwadi and ASHA Dak Sewak Fire staff Ex-servicemen NSS volunteer
Age	Entry Age – Minimum 21 years
Purpose	Any purpose other than speculative
Quantum of loan	75% of market value of the Jewels pledged or Per gram advance value of Jewels, whichever is lower Minimum – Rs.25000.00 Maximum – Rs.10.00 lakhs
Repayment	Interest to be serviced as and when charged in the account. Withdrawals are permitted within the limit sanctioned
Interest Rate	Click here
Processing Fee	Click here
Appraiser Fee	To be borne by the applicant
Security	Pledge of Gold Jewels
Add on benefits	Issuance of Rupay Card & Personalised Cheque Books
Renewal of account	The Account should be renewed within one year from the date of original / latest sanction and the OD Limit will be re-assessed based on the value of Jewels pledged considering the margin requirements as on that date.
Documents required	Duly filled in application form Identity proof Address proof

Apply for loan (Click Here)

( Last modified on Apr 20, 2024 at 05:04:12 PM )

ADYA