“New SB Product for Pensioners” IND PENSION PRIME
“New SB Product for Pensioners” IND PENSION PRIME
Features :-
| Eligible Customers | Pensioners (>= 60 years)
(All retired employees of Central / State Government / PSUs/PSEs) |
| Joint Account | Only with Spouse under Former / Survivor Clause . |
| Initial Deposit | Rs.1000/- ( One thousand Only ) |
| Mode of Withdrawal | Cheque / Non -Cheque |
| Average monthly minimum balance | NIL |
| Nomination | Mandatory |
| Cheque Book | Free |
| Sms Alert Charges | Free |
| Pass book Charges | Free |
| NEFT/RTGS/IMPS | Free if made through Internet / Mobile Banking. |
| ATM Debit Card | Platinum Rupay Debit card |
| Maximum withdrawal at other bank ATMs. | 5 transactions free per month |
| Accidental Insurance Cover On Debit Card | Rs.2 Lacs
Personal Accidental Insurance with Debit card is subject to terms and conditions of debit card company & NPCI which may change from time to time. |
| Credit card | Available subject to fulfilment of Bank eligibility criteria. |
| Personal Accidental Insurance | Free Group Personal Accidental Insurance(PAI) of Rs.10 lacs will be provided to the pensioners of age (60yrs- 75 yrs) availing OD facility of more than Rs.25000/-.
*For more details contact the nearest branch |
| OverDraft Facility | · Minimum Age: 60 years
· Maximum Age of Pensioner should be 75 years at the time of sanction of overdraft · Spouse of the pensioner must be a co-borrower. · Family Pensioners are not eligible for overdraft facility under this scheme. · Pensioners whose at least 2 months’ pension has been credited in IND Pension Prime account will be eligible for Overdraft facility . · Maximum OD Facililty of Rs. 200,000/- or two month’s pension, whichever is less. · Minimum NTHP (after servicing interest of the OD facility) should be 40%. · OD Limit be valid for only one year . · For ROI Click here · The monthly overdraft interest is to be served every month and will be regularized from the pension credited.
*For more details contact the nearest branch |
| Other Additional Services | v Free Signature verification/Photo attestation/All certifications to the pensioners.
v Special assistance at branches with dedicated senior citizen desk. v Door Step banking available for Senior Citizens above 70 years of age at applicable charges. |
( Last modified on Nov 08, 2024 at 03:11:52 PM )
