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“New SB Product for Pensioners” IND PENSION PRIME

“New SB Product for Pensioners” IND PENSION PRIME

Features :-

Eligible Customers Pensioners (>= 60 years)

(All retired employees of Central / State Government / PSUs/PSEs)

Joint Account Only with Spouse under Former / Survivor Clause .
Initial Deposit Rs.1000/- ( One thousand Only )
Mode of Withdrawal Cheque / Non -Cheque
Average monthly minimum balance NIL
Nomination Mandatory
Cheque Book Free
Sms Alert  Charges Free
Pass book Charges Free
NEFT/RTGS/IMPS Free if made through Internet / Mobile Banking.
ATM Debit Card Platinum Rupay Debit card
Maximum withdrawal at other bank ATMs. 5 transactions free per month
Accidental Insurance Cover On Debit Card Rs.2 Lacs

Personal Accidental Insurance with Debit card is subject to terms and conditions of debit card company & NPCI which may change from time to time.

Credit card Available subject to fulfilment of Bank eligibility criteria.
Personal Accidental Insurance Free Group Personal Accidental Insurance(PAI) of Rs.10 lacs will be provided to the  pensioners of age (60yrs- 75 yrs) availing OD facility of more than Rs.25000/-.


*For more details contact the nearest branch

OverDraft Facility ·         Minimum Age:  60 years

·         Maximum Age of Pensioner should be 75 years at the time of sanction of overdraft

·         Spouse of the pensioner must be a co-borrower.

·         Family Pensioners are not eligible for overdraft facility under this scheme.

·         Pensioners whose at least 2 months’ pension has been credited in IND Pension Prime account will be eligible for Overdraft facility .

·         Maximum OD Facililty of Rs. 200,000/- or two month’s pension, whichever is less.

·         Minimum NTHP (after servicing interest of the OD facility) should be 40%.

·         OD Limit be valid for only one year .

·         For ROI Click here

·         The monthly overdraft interest is to be served every month and will be regularized from the pension credited.


*For more details contact the nearest branch

Other Additional Services v  Free Signature verification/Photo attestation/All certifications to the pensioners.

v  Special assistance at branches with dedicated senior citizen desk.

v  Door Step banking available for Senior Citizens above 70 years of age at applicable charges.


( अंतिम संशोधन Nov 16, 2023 at 11:11:59 AM )