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IB-VISA-Bharat
A light card for the basic, shopping, travelling or dining experience.

IB-VISA-Gold
For the finer side of life, with a high spending line, revolving line of credit, emergency card replacement and cash disbursement services.
IB-VISA-Platinum
IB-VISA-Platinum
From golf, to dining, shopping and more. Enjoy a host of attractive lifestyle privileges and experiences.
IB-VISA-Business
For easy expense management of Corporate / Business Entity.

IB-VISA- Secured cards
Minimum of Rs.25000 or 100% of the Deposit amount or lesser limit as requested by the customer by marking lien on the deposits.
Variant: as per card limit.

IB-RuPay-Select
A High end product for the luxury called Life!
IB-RuPAY-Platinum
The world is your oyster with the RuPay Platinum Credit Card by your side.		 

IB-RuPAY-Classic
A credit card that brings you great deals
 and exclusive merchant offers.
To know more about each card, click here
# Waiver of AMC is permitted in the following cases :

  • If the transaction usage in the previous year exceeds Rs. 50,000/- p.a. in Select/Platinum/Gold/Classic Card.
  • If the transaction usage in the previous year exceeds Rs. 2,00,000/- p.a. in Business Card.

As per RBI guideline, for all cards variants Online, NFC and International transactions are disabled by default. Customer can enable the same by logging into credit card portal: www.indianbankcreditcard.in.Alternately, they can drop a mail at: creditcard[at]indianbank.co.in
Daily Usage Limits
S.No. Card Product ATM Cash Limit POS / E-Com Purchase Limit Aggregate Limit
1 Bharat/ Classic Card 8000 12000 20000
2 Gold Card 25000 75000 100000
3 Platinum/ Select Card 50000 150000 200000
4 Business Card 50000 300000 350000

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( Last modified on Sep 08, 2023 at 12:09:08 PM )

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