“New SB Product for Pensioners” IND PENSION PRIME

Features :-

Eligible Customers	Pensioners (>= 60 years) (All retired employees of Central / State Government / PSUs/PSEs)
Joint Account	Only with Spouse under Former / Survivor Clause .
Initial Deposit	Rs.1000/- ( One thousand Only )
Mode of Withdrawal	Cheque / Non -Cheque
Average monthly minimum balance	NIL
Nomination	Mandatory
Cheque Book	Free
Sms Alert Charges	Free
Pass book Charges	Free
NEFT/RTGS/IMPS	Free if made through Internet / Mobile Banking.
ATM Debit Card	Platinum Rupay Debit card
Maximum withdrawal at other bank ATMs.	5 transactions free per month
Accidental Insurance Cover On Debit Card	Rs.2 Lacs Personal Accidental Insurance with Debit card is subject to terms and conditions of debit card company & NPCI which may change from time to time.
Credit card	Available subject to fulfilment of Bank eligibility criteria.
Personal Accidental Insurance	Free Group Personal Accidental Insurance(PAI) of Rs.10 lacs will be provided to the pensioners of age (60yrs- 75 yrs) availing OD facility of more than Rs.25000/-. *For more details contact the nearest branch
OverDraft Facility	· Minimum Age: 60 years · Maximum Age of Pensioner should be 75 years at the time of sanction of overdraft · Spouse of the pensioner must be a co-borrower. · Family Pensioners are not eligible for overdraft facility under this scheme. · Pensioners whose at least 2 months’ pension has been credited in IND Pension Prime account will be eligible for Overdraft facility . · Maximum OD Facililty of Rs. 200,000/- or two month’s pension, whichever is less. · Minimum NTHP (after servicing interest of the OD facility) should be 40%. · OD Limit be valid for only one year . · For ROI Click here · The monthly overdraft interest is to be served every month and will be regularized from the pension credited. *For more details contact the nearest branch
Other Additional Services	v Free Signature verification/Photo attestation/All certifications to the pensioners. v Special assistance at branches with dedicated senior citizen desk. v Door Step banking available for Senior Citizens above 70 years of age at applicable charges.