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IndSMART: Indian Bank’s Omni channel Mobile App

IndSMART, our all-new mobile banking app is designed to provide a superior banking experience to our customers. It is more than just an upgrade from our existing mobile app, IndOASIS. It is your new digital companion. IndSMART sets a new standard in mobile banking, offering a unified and consistent experience across desktops, tabs, and smartphones. Whether you’re checking your balance, paying bills, or managing your investments, IndSMART ensures that you can do it all with ease, no matter where you are.

Key features of IndSMART:

Omni-Channel Access: Enjoy a seamless and consistent look and feel across all your devices, whether you’re using your desktop, tablet, or smartphone, with the ability to carry over activities initiated on one platform to another without having to start over

Customizable Dashboards & Widgets: Tailor your dashboard to suit your needs. Monitor key metrics and access the information you care about most in just a glance.

Improved UI/UX: Navigate through a modern, intuitive and seamless interface designed to make your banking experience smoother and more enjoyable.

Financial Management Tools: Empower yourself with our Budget Planner and Goal Planner, and gain valuable insights into your spending habits with Spend Analyzer feature. These tools are designed to help you manage your finances effectively and achieve your financial goals.

Enhanced Payment Features:

Integrated Bill Payment: Pay your bills seamlessly through both BBPS (Bharat Bill Payment System) and non-BBPS channels.
Pay to Contact: Simplify fund transfers by sending money directly to contacts saved on your device. However, fund transfer through Pay to Contact can be performed only if the payee has set primary account.
Set Fund Transfer Limits Individually: Enhance your security by setting specific transfer limits for each beneficiary. Minimum limit, maximum limit and daily limit can be set for each transaction type.
Standing Instructions (SI) for Inter-Bank Transactions: Automate recurring payments, even between accounts in different banks.

Integrated Services:

Reward Points Interface: Track and redeem your reward points directly within the app, enhancing your loyalty experience.
Integrated E-Shopping and M-Shopping: Enjoy a seamless shopping experience with easy access to various e-commerce platforms.
Digital Insurance Platform: Explore and manage insurance options with ease, all within the app.

Comprehensive Banking Services

With IndSMART, you have access to a full suite of banking services designed to make managing your finances easier than ever before. Here’s what you can do:

E-Term Deposits: Effortlessly manage Fixed Deposits, Recurring Deposits, Money Multiplier Deposits, and more with just a few taps.
Over-Draft Facility: Secure an Over-Draft (OD) against your term deposits with ease.
Fund Transfers: Instantly transfer funds across accounts and banks.
Card Services: Manage your debit and credit cards, set utilization limits, and download card statements all in one place.
UPI Services: Experience quick and convenient payments with UPI services, making transactions simpler than ever.
Wealth Management: Seamlessly invest in stocks and mutual funds to grow your wealth and reach your financial goals.
Ticket Bookings: Hassle-free travel bookings for buses, flights, and hotels—making travel planning smooth and convenient.
Recharges: Instantly recharge your mobile, DTH, and data cards on the go.
IPO Application: Apply for IPOs directly through the app, ensuring you never miss an investment opportunity.
Bill Payments: Pay your bills effortlessly—no more deadlines to worry about!
Digital Loans: Easily avail a variety of digital loans, from Jewellery Loans and Personal Loans to Home Loans, Vehicle Loans, and more.