Termination Clause – Mobile Banking (IndSmart)

Termination Clause:

• The users may de-register from the facility of Mobile Banking by giving a request/notice to Branch in writing requesting termination and disabling the Mobile Banking facility. The Branch will terminate the facility immediately after receipt of the request/notice and provide acknowledgement to customer with date and time. For De-registration UPI, user has to deregister through the option provided in the app.
• The user will remain responsible for any transactions made on his account(s) through Mobile Banking prior to the time of such cancellation of the Mobile Banking services.
• The Bank may withdraw the Mobile Banking/UPI services facility anytime, provided to the user is given reasonable notice under the circumstances. If the Mobile Banking service is withdrawn by the Bank for a reason other than the breach of the terms and conditions by the user, the Bank’s liability shall be restricted to the return of the annual charges, if any, recovered from the user for the period in question.
• Bank can disable/ suspend the facility to the Mobile Banking user, if the facility is withdrawn by the Bank. The reason for withdrawal shall not be questioned by the User. The decision taken by the Bank for withdrawing the facility shall be final.
• The Bank may suspend or terminate Mobile Banking facilities without prior notice if the user has breached the terms and conditions or the Bank learns of the death or lack of legal capacity of the user.