Prepaid Cards
Indian Bank is offering different types of prepaid cards to cater to your Gifting and payment needs.
To Order Your Personalized Prepaid Card, Download & Install IB Prepaid Card Mobile App
Scan the QR code to download the IB prepaid card App for Android:
https://play.google.com/store/apps/details?id=com.card91.mobile.customerapp.new_flow_cust_app.ib
Scan the QR code to download the IB prepaid card App for iOS:
https://apps.apple.com/in/app/ib-prepaid-app/id6741358219
Click Here for Prepaid Card Customer Portal
Please explore our prepaid card variants below:
IB Gift Cards
- Our RuPay Gift Cards are accepted across all merchant establishments and online e-com portals
- Gift cards can be availed through IB Prepaid Card mobile app or through branches.
- Individuals and Corporates can avail the Gift cards for a maximum value of Rs.10,000/- per card.
- On receiving the Gift card, beneficiary can visit https://giftcard.card91.io/ and link the card to their mobile number.
- After linking the card, beneficiary can use the IB Prepaid Card mobile app to view the card details and transactions.
- Issuance Fee: Rs.85/- plus GST for Physical card. No charges for virtual cards issued in Digital Form.
IB Reloadable Prepaid Cards
- Reloadable prepaid cards are general purpose prepaid cards with option to load funds multiple times.
- Individuals and Corporates can avail the reloadable prepaid cards.
- Customers who do not have account with Indian Bank can choose full KYC cards or minimum KYC cards.
- Full KYC cards can be availed after completing Video KYC process. Maximum balance permitted is Rs.2,00,000
- Minimum KYC cards can be availed after completing Minimum KYC process using mobile number and any officially valid document.
- Maximum balance permitted in Minimum KYC card is Rs.10,000 with a monthly limit of Rs.10,000 for loading and usage.
- Issuance Fee: Rs.85/- plus GST for Physical card. No charges for virtual cards issued in Digital Form.
- Annual Charges: Nil.
No KYC Prepaid Card for Mass Transit (National Common Mobility Card)
- This card can be used for offline payments across various modes of public transport such as metro, buses, rail, waterways, tolls
and parking. - No KYC Prepaid Card for Mass Transit is compliant with National Common Mobility Card (NCMC) standards
- This card can be availed through IB Prepaid Card mobile app or through selected branches. KYC verification is not required.
- This card can’t be used for ATM cash withdrawal, POS purchase or online transactions.
- Money can be loaded and re-loaded in the card through funds transfer from your Indian bank account (at the bank branch) or through
online mode. - The amount outstanding in the card will not exceed Rs.2,000/- at any point of time.
- Issuance Fee: Rs.50/- plus GST.
- Annual Charges: Nil.
( Last modified on Mar 29, 2025 at 11:03:52 AM )