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Our bank has a product in the name of “IB RENTAL” for availing finance against the lease rentals of commercial and residential properties on the most liberalized terms. The scheme will cater to the specific needs of our clientele who owns Malls and other commercial complexes, let out on rent or proposed to be let out.

Particulars Guidelines
Eligibility Owners          of          Property          (Commercial/Residential)          who have let out or propose to let out the property to eligible lessee/Tenants
Purpose Any Bankable purpose
Loan amount Loan Requirement of Rs. 5 crores and above.

Depending on of monthly rental value pertaining to unexpired certain period of the lease.

(For Loan amount of less than Rs. 5 crores our Bank has separate scheme under the name IB-Rent Encash)

Margin 10% to 20% of the net present value of the rentals
Tenor & Period of repayment EMI Maximum period 144 months. Period of 180 months can be considered on selective basis.
Security Mortgage of the property with value to cover 125% of the loan amount.

Escrow of the lease rentals

Tri-partite Agreement between the Borrower, Lessee and the Lender (Bank)

Others as applicable as per Bank guidelines


( Last modified on Dec 19, 2020 at 06:12:28 PM )