Kisan Credit Card (KCC) – Animal Husbandry and Fisheries

Kisan Credit Card (KCC) – Animal Husbandry and Fisheries

Objective To meet the short term credit requirement of rearing of animals, Birds, and fisheries etc.
Eligibility Farmers individual or joint Liability Groups or Self Help Groups including tenant farmers engaged in Dairy, Poultry, Inland Fisheries and Aquaculture, Marine Fisheries are eligible for availing loan under this scheme.
Type of Facility Cash Credit
Quantum of finance The quantum of finance is based on Scale of finance fixed by the District Level Technical Committee (DLTC).
Repayment Period The Loan will be in the nature of Revolving Cash Credit limit. Repayment fixed as per cash flow / income generation pattern of the activity undertaken by the borrower. The entire cash generated to be routed through Cash Credit account only.
Rate of Interest

Amount Slab (Rs. in Lakhs)

Interest Rate

Upto 2.00 Lakhs

7%   (Wherever Interest Subvention is available)

Upto Rs 3.00 lakhs

MCLR* 1 Yr + 2.50%

>3.00 Lakhs

Please refer the Lending Rates link on home page in   our Bank`s      Website –

* MCLR RATE- Available in Home Page


Up to Rs.1.60 Lakh:

Primary Security: Hypothecation of assets/ stocks

Collateral Security: NIL

For limits above Rs.1.60Lakhs :

Primary Security: Hypothecation of assets / stocks

Collateral Security: Pledge of Jewels  or  Deposit receipts/SGB / LIC/ NSC assignments/ Mortgage of  land or building/ Charge creation

( Last modified on Sep 27, 2022 at 12:09:29 PM )