IndSMART

Fund Transfer / Payment services

Services

• Own/Within Account Transfer

• Manage Payee (Add / Edit / Delete)

• Other Bank Transfer (NEFT,IMPS,RTGS)

• Set Favourites

• Easy Pay via Account Number (Within/Other)

• Add Beneficiary via Easy Pay flow

• Pay to contact (within bank)

• View Favourites

• Schedule Transfer

• Standing Instructions

• V-Collect Transfer

• Transaction Lock &Unlock

• UPI Pay – Scan and Pay/UPI Number (Pay to Contact)/UPI ID/Account Number & IFSC/MMID/Global

• Overall Transactions

• Cardless Cash Withdrawal

• M – Passbook

• View Deposit Rate

• Savings/Current/Deposit/Loan/Overdraft Accounts

• Deposit calculator

• Show/Hide Balance

• Opening of term deposit

• Account Details – CASA/OD/Deposits/Loans

• Closure of term deposit

• Mini Statement/Account statement/Download Statement (period)

• View deposit accounts

• Loan Interest Rate History

• Open OD against deposit/e-OD Closure

• AQB/AMB

• MSSC/NSC/KVP Opening

• Loan Repayment/Schedule

• Apply Preapproved Personal Loan

• Registration via CIF

• Apply Home Loan

• Registration via Mobile Number

• Apply Vehicle Loan

• Authentication via Debit Card

• Apply Jewel Loan

• Authentication via Green Pin

• Apply GST Advantage Loan

• Authentication via Existing IndOASIS MPIN

• Apply Kisan Credit Card

• Set M PIN

• Apply Sishu Mudra Loan

• Set TPIN

• Apply Loan Against Insurance

• Set Secret Questions

• Apply Credit Card

• Know Your CIF

• Apply Tractor Loan

• Common landing Page (DLP)

• Account Details – Card

• Pre-Approved Business Loan

• Account summary card

• Credit against Deposit

• Profile

• Apply Jewel Loan Re-pledge

• Multi Dashboard with themes

• EMI calculator

• Widgets

• Bill Payments

• PFM Dashboard

• Manage Billers

• Budget Planner

• Bill Payment History

• View Budget

• Quick Recharge

• View Statement

• Non BBPS Biller payment

• Goal Planner – Create Goal Account

• BBPS Dispute Resolution

• BBPS Biller category and select biller option changes

• Door step banking

•  Mutual Fund services – Lump sum / SIP investment in mutual funds

• Cheque Book Request/Stop Cheque/Revoke Stop Cheque/Cheque Enquiry

•  Invest/subscribe to Mutual Funds, IPO, Demat & Trading

• Pension Slip

•  Invest in NPS

• Positive Pay of Cheque

• Create ASBA

• E-mail statement registration and De-registration

• Apply IPO

• Add/View/Delete Nominee

•  NPS account opening & maintaining

• Raise Complaint

•  Open / Credit to PPF

• Find IFSC

• Apply for Insurance

• View Complaints

• Change Home Branch

•  Fingerprint / face id based login facility

• Form 15G/H Enquiry/Submission

•  Auto read of OTP

• E-Services

•  Change/reset MPIN and MTPIN

• Income Tax Payment

•  Forgot Password – MPIN/MTPIN

• Balance Certificate

•  Lock / Unlock transactions

• Home Loan/Education Loan Interest Certificate

•  Set transaction limits for IMPS, NEFT, Intra-bank transfer and Bill Pay/recharge

• Form 16 A/Form 16 (Pensioner)

•  Enable / disable biometric login

• GST Number Update

• Request Locker Facility

• e-shopping

• Video life certificate submission for Bank pensioners

• Loyalty Rewards- IndAdvantage

• Online Account opening

• Announcement message

• View Profile

• Convert SB to NRO

• CKYCR ID Display

• NRI Call Back Facility

• Transaction grouping: Customer originated grouping of default transactions.

• NPS Account Registration, Subscription and Standing Instruction

• Beneficiary personalization: Customer personalized default beneficiary list.

• Doorstep banking

• App Update: Force update / Auto update of the application as per OS version and intimation of the new update availability

• Free Credit Score

• Limit settings: Provides an option to set limit/capping on value and volume of transaction at application level

• View Site Map

• FAQ: Provides access to Frequently Asked Questions

• Weather link in prelogin

• Talk back changes for Low / Visually Challenged – Facility for Voice over

• Apply for New Debit card

• Apply Credit Card

• Display all Cards as Card image to select – including Virtual Debit Card

• Credit Card Dashboard

• View and hide debit card details

• View/Hide Card Details

• Manage Card- Lock Card/ Unlock Card

• Credit card Payment

• Hotlist Card

• Credit Card Billed Statement

• Debit Card Activation

• Credit Card unbilled statement

• Set Card limit – Existing Limit Enquiry/ Update Limit/channel wise limits

• Credit Card Limits

• Green Pin Generation/ Validation

• Lock/Unlock Credit Card

• Debit Card set/reset pin

• Credit Card Last payment details

• Card Management –Enable/ Disable (Domestic / International Access)

• Request for Add on Card

• Balance enquiry

• View Transaction History

• View Pending Requests

• UPI Notifications

• UPI Collect – UPI Number/UPI ID

• UPI Help and Demo Videos

• Manage Payee – Add payee using UPI Number/Add payee using UPI ID/Add payee using Account & IFSC

• UPI Mandate collect request

• Manage VPA / PIN

• Feedback

• Block / Unblock UPI

• De-register UPI

• Create Mandate

• UPI Number creation

• Scan Mandate

• UPI Number Active/Inactive

• View Active/Pending/Completed Mandates

• UPI Number deregistration/reregistration

• Onetime/Recurring Mandate

• Set UPI PIN using Debit card/Aadhar

• Pause/Un pause SI Mandate

• Forgot UPI PIN using Debit card/Aadhar

• View Mandate History

• Change UPI PIN

• UPI Global Activation/UPI International

• Create UPI ID

• Favourite Payees

• Linking Bank Account

• Generate UPI Static QR/Dynamic QR

• UPI Push Notification

• Download and Share QR

• UDIR – Raise complaint for failure transactions

• Mandate Update/Revoke/Execute/Reversal

• Signed Intent & QR

• Collect Request – Accept/Reject/Block/SPAM

• FIR Management