Ind Lakhpati Didi Scheme

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IND-LAKHPATI-DIDI Scheme
Sl. No	Particulars	Guidelines
1.	Target Group	Individual woman entrepreneurs (functioning at least from last 2 years) from well-functioning matured SHGs sponsored by DAY-NRLM.
2.	Type of Loan	Term loan
3.	Purpose	Need-based financial assistance to Women SHG members for establishing agri. business enterprises for all activities eligible under MUDRA scheme –Agri & Allied activities.
4.	Eligibility	§ Woman from credit linked SHG sponsored by DAY-NRLM, with regular repayment records and assigned with DAY-NRLM unique reference code. § Forwarding letter by NRLM/SRLM officials § Entry barrier CIC consumer score: as per Bank’s extent guidelines.
5.	Quantum of Loan	§ The need based assessment to graduate to entrepreneurs. § Rs.0.75 lakh to Rs.5.00 lakh
6.	Interest rate	1 Year MCLR+ Applicable spread
7.	Repayment	Maximum up 60 months including moratorium period.

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