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IB Doctor Plus

IB Doctor Plus


Target Group

Professional Doctors.

(Individuals, Proprietary Concern of Doctor, Registered Partnership firms, Private Limited / Public Limited Companies, Trust)


  • To set up Clinic, Clinic cum residence, Nursing Home, Hospital, X Ray or Pathological Labs, Medical Stores, Purchase of Vehicles / Ambulances etc.
  • Expansion / Renovation / Modernization of existing hospital premises.

Nature of facility


Amount of Loan

Minimum Exposure : Rs. 1.00 Lac

Maximum Exposure : No Ceiling

Margin (Promoter’s Contribution)

Loans in Urban Centres:

  • Upto Rs.5 Lac – 10%
  • Above Rs.5 Lac – 20%

Loans in Rural and Semi Urban Centres:

15% (irrespective of Loan amount)

Repayment Period

Maximum 120 months including moratorium period

(moratorium period permissible upto 12 months)


Loans upto Rs.10 Lac

  • Hypothecation of assets created out of loan amount.
  • No Collateral Security / third party guarantee
  • Coverage under Credit Guarantee Scheme of CGTMSE.

Loans above Rs.10 Lac

  • Hypothecation of assets created out of loan amount
  • Collateral Security in the form of Mortgage of immovable property / assignment of LIC Policy / Pledge of NSCs etc.
  • Key man Insurance Policy, duly assigned to the Bank.

Service Charges

Please refer home page for service charges.

Interest Rates

Please refer home page for latest interest rate.

( Last modified on May 20, 2019 at 04:05:17 PM )