Service Charges / Forex Rates

FOREX CARD RATES–Current Foreign Exchange Rates for sale/purchase transactions for various currencies

• Introduction of Service Charges- Merchant Discount Rate (MDR) from Indian Bank UPI QR Merchants for UPI transactions performed through RuPay Credit Cards w.e.f 20.05.2024
• Revised service charges on ATM/BNA transactions w.e.f 01.12.2023
• Revised Service Charges on Debit Cards w.e.f 01.11.2023
• Service charges w.e.f 18.11.2022– Credit, Foreign Exchange and other General Services(Non-Credit/Non-FX)
• Service charges for obtaining Credit Information Reports from CIBIL/EXPERIAN Database – Rs. 34 for report from CIBIL database and Rs. 32 for report from EXPERIAN database
• Notice to Borrowers Statutory and Regulatory disclosure to Information Utility
• Notice to Borrowers – Fair Lending practice – Penal Charges in Loan accounts