ONLINE 2W/4W INSURANCE
By arrangement with M/s. Universal Sompo General Insurance Co Ltd.
ONLINE 2W/4W INSURANCE
|HOW CAN I APPLY FOR 2W/4W INSURANCE?||The applicant can apply for Online Insurance through our IndOASIS Mobile App.
You can login to your IndOaSis mobile app and click on Wealth & Insurance Icon then choose Buy Insurance option.
|DO I NEED TO HAVE ANY ACCOUNT IN INDIAN BANK FOR APPLYING ONLINE INSURANCE?||Yes, an applicant should have a Savings Account to apply for Insurance.|
|DO I NEED TO VISIT THE BRANCH FOR APPLYING ONLINE INSURANCE?||No, not at all.
The Online Insurance is straight through process & the customer can avail the facility through our Mobile app INDOASIS, but in case of assistance he/she may contact the Home branch.
|WHAT ARE THE MAJOR COVERS UNDER THE POLICY?||1. Loss or Damage to the Insured Vehicle caused due to:
a.) Fire, explosion, self-ignition or lightning.
b) Burglary, housebreaking or theft
c) All act of God perils like earthquake, flood, cyclone etc.
d) Accidental external means, terrorism, riot and strike
2.Liability to Third Parties:
Provides cover for any legal liability arising out of the use of the vehicle for
a) Accidental death / injury to any third party
b) Any damage to property owned by third party
|WHAT ARE THE MAJOR EXCLUSIONS OF THE POLICY?
|a) General aging, wear & tear, mechanical or electrical breakdown, failure, depreciation,
any consequential loss
b) Damage by a person driving without a valid license
c) Damage by a person driving under the influence of liquor or drugs
d) Loss/damage attributable to war, mutiny, nuclear risks
e) Damage to tyres and tubes, unless damaged during an accident
f) Usage on hire & reward (applicable for all classes except public commercial vehicles)
g) Loss or damage resulting from overturning arising out of operation as a tool (applicable
for mobile cranes, drilling rigs, mobile plants, navvies, shovels, grabs, rippers unless
opted for additionally)
h) Loss of or damage to accessories by burglary housebreaking or theft unless the vehicle
|WHAT IS NO CLAIM BONUS (NCB)?
|NCB is provided for every claim free year basis the slab as provided by Tariff|
|WHICH ARE THE OPTIONAL COVERS AVAILABLE IN THIS POLICY?||a) PA Owner Driver
b) Legal Liability to Paid Driver
c) Key Replacement
d) Accidental Hospitalization
e) Return to Invoice
f) Electrical/Non Electrical Accessory
g) Engine Protector
h) Nil Depreciation
|HOW DO I FILE A CLAIM?||Visit M/s. USGICL website www.universalsompo.com
Alternatively, intimate through toll free number1800 22 4030 / 1800 200 4030 or E-mail: contactus[at]universalsompo.com
( Last modified on Nov 05, 2022 at 02:11:26 PM )