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IB Home Loan Combo

IB Home Loan Combo

Eligibility Individuals including Joint borrowers who have

  • Availed the Home Loan from Indian Bank
  • Satisfactorily serviced the Home Loan for at least ONE year after the Holiday Period.
  • Created Equitable Mortgage
  • Home Loan account repayments are regular and the account is in Standard Category.
Benefits Under the package the borrower is entitled for any one or more of the following loans, with concessional interest rate and processing charges provided he / she is otherwise eligible as per the individual loan products subject to repayment capacity and other eligibility criteria.

* IB Vehicle Loan (Both 4 wheeler and 2 wheeler) * IB Clean Loan (to Salaried Class) *  IB Pension Loan * IB Home Improve


Interest Rates and Processing charge concessions

Product Concession in Interest rate Concession in Processing charge.
IB Vehicle loan 0.50 % from the applicable  card rate of the respective period 50 % on applicable Processing charges of the respective product.
Salary Loan
IB Pension loan.
IB Home Improve NIL 50 % on applicable Processing charges of the respective product.
Security * The security prescribed for the individual loan products are to be offered * Equitable Mortgage taken for the Home Loan should be extended to cover the other loan/s sanctioned under the package.
CERSAI registration (at Applicant’s cost) to be done
Other Requirements/Details * All other terms and conditions laid down as per the individual loan products should be complied with. * The Home Loan borrowers can avail any one or more of the above products subject to fulfilling repayment capacity for servicing existing loan liability/ies and the proposed loan liability/ies

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( Last modified on May 09, 2022 at 06:05:46 PM )