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Debit Cards

Debit Cards

* Important: At the time of issuing, all the debit cards will be enabled for using at ATMs and Point-Of-Sale terminals in India Only. Online transaction facility can be enabled through Internet Banking (Value Added Services Menu), IndOasis (Cards Menu) or through the branch, as and when required. Similarly, International transaction facility on International Cards can also be enabled or disabled at any time to safeguard from unauthorized transactions.

New: Cardless Cash Withdrawal Facility is now available in our ATMs.
Please Download Our IndOasis App and Login to Generate the Token for Withdrawing Cash from any Indian Bank ATM (Up to Rs.5000/- per Day).

Please Scroll Down to View the Details of Number of Daily Transactions Permitted on Debit Cards.

RuPay Card Variants

RuPay Platinum Card (Contact)

  • Usage limit of Rs.50,000/- in ATM and Rs.1,00,000/- in Point-of-sales
  • Insurance Cover for accidental death, airport lounge access and various other offers. For terms and conditions, visit https://www.rupay.co.in

RuPay Platinum Card (Contactless)

  • Usage limit of Rs.50,000/- in ATM and Rs.1,00,000/- in Point-of-sales
  • Airport lounge access, Insurance Cover for accidental death and various other offers. For terms and conditions, visit https://www.rupay.co.in
  • Facility of contactless POS purchases up to Rs.5000/-.
  • NCMC (National Common Mobility Card) supported wallet for offline transactions (Tap & Go).

 Rupay International Platinum card (Contact)

  • Usage limit of Rs.100000/- in ATM and Rs.200000/- in Point of sales.
  • Insurance Cover for accidental death, airport lounge access and various other offers. For terms and conditions, visit https://www.rupay.co.in
  • Airport lounge access and various other offers.
  • For International use at Select Countries. For list of countries, visit https://www.rupay.co.in

RuPay Debit Select Card(Contactless)


  • Top most variant of RuPay Cards
  • Usage limit of Rs.50,000/- in ATM and Rs.1,00,000/- in POS.
  • Joining benefits and Milestone based benefits
  • In built Insurance Cover of up to Rs.10 Lakhs
  • Higher transaction limits.
  • Airport lounge access and various other offers.
  • Facility of contactless POS purchases up to Rs.5000/- .
  • NCMC (National Common Mobility Card) supported wallet for offline transactions (Tap & Go).

Rupay classic contactless Card (NCMC)

  • Facility of contactless POS purchases up to Rs.5000/- .
  • Usage limit of Rs.25000/- in ATM and Rs.25000/- in POS.
  • Facility of contactless POS purchases up to Rs.5000/- .
  • NCMC (National Common Mobility Card) supported wallet for offline transactions (Tap & Go).

IB DIGI – RuPay Classic Card

  • RuPay debit cards issued for IB DIGI accounts opened through our website and IB Customer Mobile App
  • Usage limit of Rs.10,000/- in ATM and Rs.10,000/- in Point-of-sales

IB DIGI- Rupay Classic Card (Contactless)


  • Rupay debit cards issued for IB DIGI accounts opened through our website and IB Customer Mobile App
  • Usage limit of Rs.10,000/- in ATM and Rs.10,000/- in Point of sales.
  • Facility of contactless POS purchases up to Rs.5000/- .

Senior Citizen Debit Card (Contact)

  • Special Debit Card for senior citizen customers with photo, blood group and Date of Birth affixed on the card.
  • Usage limit of Rs.25,000/- in ATM and Rs.50,000/- in POS.

PMJDY Card (Pradhan Mantri Jan Dhan Yojana) – Contact


  • Rupay card for PMJDY Account Holders
  • Usage limit of Rs.25,000/- in ATM and Rs.25,000/-in POS.
  • Over Draft in PMJDY accounts enabled for eligible accounts in ATMs.
  • Insurance Cover for accidental death. For terms and conditions, visit https://www.rupay.co.in

 PMJDY Card (Pradhan Mantri Jan Dhan Yojana) – Contactless


  • Rupay card for PMJDY Account Holders
  • Usage limit of Rs.25,000/- in ATM and Rs.25,000/-in POS.
  • Over Draft in PMJDY accounts enabled for eligible accounts in ATMs.
  • Insurance Cover for accidental death. For terms and conditions, visithttps://www.rupay.co.in
  • Facility of contactless POS purchases up to Rs.5000/- .

 RUPAY  KISAN CARD (Contactless)


  • Rupay Card for  Kisan account holders
  • Usage limit of Rs.10,000/- in ATM and Rs,15,000/-in Point of Sales.
  • Facility of contactless POS purchases up to Rs.5000/- .

MUDRA Card (Micro Units Development and Refinance Agency)

  • RuPay card product for MUDRA loan customers in MSME segment
  • Usage limit of Rs.10,000/- in ATM and Rs.10,000/- in POS.

 

MasterCard Variants

MasterCard World (Contact)

  • International Debit Card with Wide acceptance globally
  • Usage limit of Rs.50,000/- in ATMs and Rs.1,00,000/- for Point-of-sales & online purchases

MasterCard World Platinum (Contactless)

  • International Debit Card with Wide acceptance globally
  • Usage limit of Rs.50,000/- in ATMs and Rs.1,00,000/-in POS & online purchases
  • Facility of contactless POS purchases up to Rs.5000/- .

MasterCard E – purse Debit Card

  • An award-winning* Platinum card product
  • Debit Card that acts like a wallet.
  • Can be gifted to family members as allowance / to manage budget
  • Apply through InternetBanking
  • Transfer amount from your account to e-purse card through InternetBanking/ IndOASIS
  • Won Banking Frontiers’ Finnoviti 2016 award and MasterCard award for best card innovation

Daily Limit On Number of Transactions Permitted On Debit Cards

No Type of Transaction Limit
1 Domestic Other Bank ATM Cash Withdrawal 5 transactions / Day
2 Domestic POS/E-Com transactions 10 transactions / Day
3 International POS/E-Com transactions 3 transactions within 24 Hrs
4 IRCTC Ticket Booking 4 transactions / Day
5 Cash at POS and Purchase with Cashback transactions 3 transactions / Day

( Last modified on Oct 20, 2022 at 11:10:35 AM )

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