Credit Cards

Credit Cards


  • Gold and Classic cards : Indian Nationals and NRIs in the age group of 18-80 years.
  • Bharat cards : Indian Nationals in the age group of 25-60 years.

Salient Features

  • VISA cards available in three variants : Gold, Classic and Bharat cards

Other Requirements/Details

  • Gold and Classic cards are Global cards and Bharat cards are domestic cards.
  • Revolving credit
    • Gold card : Rs.75001 to Rs.3 lakhs.
    • Classic cards : Rs.25000 to Rs.75000
    • Bharat Cards : Rs.10000 to Rs.20000.
  • Upto 4 add on cards can be issued for Gold/Classic cards.
  • Insurance cover on death due to accident is available.
  • Baggage cover is available.
  • Credit Shield on death is available.
  • Purchase protection cover is available.
  • No Joining / annual membership fee.
  • Card holder can avail reimbursement of loyalty points (Rs.1/= for every Rs.200/= spent.)
  • Interest free credit period for purchases : Minimum – 15 days and Maximum – upto 45 days.

( Last modified on Mar 22, 2019 at 11:03:31 AM )