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Personal/Individual

IB Home Loan Combo

Eligibility Individuals including Joint borrowers who have Availed the Home Loan from Indian Bank Satisfactorily serviced the Home Loan for…

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IB Rent Encash

Eligibility Residential / commercial building owners (individuals / joint owners/ Trust / Societies /Corporate / Firms or any other entity)…

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Loan / OD against Deposits

Eligibility Term Deposit Holder of our Bank. Amount of Loan 90% of accrued value of deposit. Margin 10% on accrued…

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IB Clean Loan (to Salaried Class)

Eligibility Permanent Employees with minimum service/ experience of TWO years with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments…

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Reverse Mortgage

Eligibility * Senior Citizens above 60 years, including retired staff of our Bank. Married couples will be eligible as joint…

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IB Vehicle Loan

Eligibility Salaried class Professionals Businessmen Self-employed persons NRIs Pensioners Indian Bank Staff Employees of other banks with NOC from employer…

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Ind Mortgage

Eligibility Who can apply Salaried class: * Permanent Employees of Central / State Govt. / Quasi Govt. Bodies / Public…

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Plot Loan

Target  Group Eligible persons/Age of the Applicants/Recognition of Income level /NTHP as applicable for Home Loan Scheme to Residents/NRIs. Purpose…

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IB Home Loan

Eligibility Resident individuals having steady source of income and a minimum period of service/experience of 3 years (including previous employment/experience and…

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IB Pension Loan

Eligibility Central & State Government Pensioners, Family Pensioners, Re-employed Pensioners, IB Retirees (both under VRS & superannuation) whose pension accounts…

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IB Home Improve

Eligibility Existing Home Loan borrowers (both residents & non-residents)including our staff members  / Prospective Home Loan borrowers who are salaried…

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IB Home Loan Plus

Eligibility All existing Home Loan customers who have repaid a minimum of 12 EMIs regularly and Possession of the House…

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Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies

Target groups All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose capacity…

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IB Educational Loan

Indian Bank provides convenient educational loans for meritorious/deserving students to acquire knowledge and skill in the field of their interest.…

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IB Educational Loan Prime

Indian Bank provides convenient educational loans for meritorious/deserving students to acquire knowledge and skill in the field of their interest.…

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NRI Plot Loan

Eligibility NRIs gainfully employed with a residual contract period / service of atleast 3 more years to run. NRI professionals…

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NRI Home Loan

Eligibility NRIs gainfully employed with a residual contract period / service of atleast 3 more years to run. NRI professionals…

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IND-COVID EMERGENCY SALARY LOAN

Parameter Norms Target Group Permanent Employees of Govt / Quasi -Govt / Boards / Endowments / MNCs/ other Reputed Companies…

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IND COVID EMERGENCY PENSION LOAN

Parameter Norms Target Group Central & State Government Pensioners & Family Pensioners, (Re- employed Pensioners, RBI pensioners and IB Retirees…

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IB HOME ADVANTAGE

Eligibility Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners having adequate income…

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IB HOME ENRICH

Target  Group Resident individuals having steady source of income –  Salaried Class, Businessman, Professional & Self-employed people, and Pensioners Who…

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EDUCATIONAL LOAN (IBA)

Eligibility Who can apply: The student should be an Indian National Should have secured admission to a higher education course  …

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Restructuring of Personal Loan due to Covid Pandemic

Restructuring of Personal Loan due to COVID Pandemic under Resolution Framework 2.0 The borrower who have availed Housing Loan, Vehicle…

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Jewel Loan

Eligibility Individuals including Senior Citizens Minimum Entry Age 21 years Maximum Exit Age 70 years Purpose Domestic needs, consumption, family…

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OD against Gold Jewels

“OD Against Gold Jewels” is a new product / facility to the customers wherein an OD Limit is fixed instead…

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IB Loan against Sovereign Gold Bond

Eligibility Holders of Sovereign Gold Bonds issued by RBI on behalf of Government of India. Customers can approach for loan…

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LOAN AGAINST LEASE RENTALS

Our bank has a product in the name of “IB RENTAL” for availing finance against the lease rentals of commercial…

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IND AWAS – HOME LOAN UNDER PMAY-CLSS

Pradhan Mantri Awas Yojana (PMAY) is an initiative by Government of India in which affordable housing is provided to the…

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