Personal/Individual
IB Home Loan Combo
Eligibility Individuals including Joint borrowers who have Availed the Home Loan from Indian Bank Satisfactorily serviced the Home Loan for…
Loan / OD against Deposits
Eligibility Term Deposit Holder of our Bank. Amount of Loan 90% of accrued value of deposit. Margin 10% on accrued…
IB Clean Loan (to Salaried Class)
Eligibility Permanent Employees with minimum service/ experience of TWO years with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments…
Ind Reverse Mortgage
Eligibility * Senior Citizens above 60 years, including retired staff of our Bank. Married couples will be eligible as joint…
IB Vehicle Loan
Eligibility Who can apply Salaried class, Professionals, Businessmen, Self employed persons, our Staff, NRIs*and Pensioners. Employees of other banks with…
Ind Mortgage
Eligibility Who can apply Salaried class: * Permanent Employees of Central / State Govt. / Quasi Govt. Bodies / Public…
Plot Loan
Target Group Eligible persons/Age of the Applicants/Recognition of Income level /NTHP as applicable for Home Loan Scheme to Residents/NRIs. Purpose…
IB Home Loan
ELIGIBILITY Who can apply: Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners…
IB Pension Loan
Eligibility * Central & State Government Pensioners, Family Pensioners, Re-employed Pensioners, Indian Bank Retirees (both under VRS & superannuation) whose…
IB Home Improve
Eligibility Existing Home Loan borrowers (both residents & non-residents)including our staff members / Prospective Home Loan borrowers who are salaried…
IB Home Loan Plus
Eligibility All existing Home Loan customers who have repaid a minimum of 12 EMIs regularly and Possession of the House…
Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies
Target groups All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose capacity…
IB HOME ADVANTAGE
Eligibility Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners having adequate income…
IB HOME ENRICH
Target Group Resident individuals having steady source of income – Salaried Class, Businessman, Professional & Self-employed people, and Pensioners Who…
EDUCATIONAL LOAN (IBA)
Eligibility Who can apply: The student should be an Indian National Should have secured admission…
Festival Bonanza for Home Loan and Vehicle Loan
Concession in Rate of Interest 0.10% concession on Home Loans 0.15% concession on Vehicle Loan 0.15% concession to Women borrowers…
Restructuring of Personal Loan due to Covid Pandemic
Restructuring of Personal Loan due to Covid Pandemic The borrower accounts which were classified as standard, but not in default…
