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Personal/Individual

Education Loan – Subsidy Schemes

EDUCATIONAL LOAN – SUBSIDY SCHEME Central Scheme to provide Interest Subsidy to Educational Loan (CSIS) The salient features of the…

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IB Home Loan Combo

Eligibility Individuals including Joint borrowers who have Availed the Home Loan from Indian Bank Satisfactorily serviced the Home Loan for…

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Loan / OD against Deposits

Eligibility Term Deposit Holder of our Bank. Amount of Loan 90% of accrued value of deposit. Margin 10% on accrued…

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Salary Loan – IB Clean Loan to Salaried Class

Eligibility Permanent Employees with minimum service/ experience of 2 years with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments…

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Reverse Mortgage

Eligibility * Senior Citizens above 60 years, including retired staff of our Bank. Married couples will be eligible as joint…

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IB Vehicle Loan

Indian Bank is offering Vehicle Loan for purchase of New Car, New Two Wheeler and Used Car at a competitive…

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Ind Mortgage

Eligibility Who can apply Salaried class: * Permanent Employees of Central / State Govt. / Quasi Govt. Bodies / Public…

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IB Plot Loan

Target  Group Eligible persons/Age of the Applicants/Recognition of Income level /NTHP as applicable for Home Loan Scheme to Residents/NRIs. Purpose…

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IB Home Loan

Target Group ·         Salaried Class ·         Businessmen ·         Professional & Self-employed ·         Pensioners Entry Age 18 years Purpose of Loan…

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IB Pension Loan

Eligibility Central & State Government Pensioners, Family Pensioners, Re-employed Pensioners, IB Retirees (both under VRS & superannuation) whose pension accounts…

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IB Home Improve

Eligibility Existing Home Loan borrowers (both residents & non-residents)including our staff members  / Prospective Home Loan borrowers who are salaried…

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IB Home Loan Plus

  Target Group –          All existing Home Loan borrowers (Residents & NRIs) including HL-CRE / IB Home Advantage / HL…

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Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies

  Target groups All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose…

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IB HOME ADVANTAGE

Eligibility Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners having adequate income…

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IB HOME ENRICH

Eligibility Resident individuals & NRIs Individuals owning a residential dwelling unit in their name and supported by copy of the…

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IB Education Loan (IBA)

Parameter Norms Eligibility Criteria 1.1  Admission Pursuing Higher Education in India and Abroad: · Student should have secured admission to…

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Jewel Loan

Eligibility Individuals including Senior Citizens Minimum Entry Age 21 years Maximum Exit Age 70 years Purpose Domestic needs, consumption, family…

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OD against Gold Jewels

“OD Against Gold Jewels” is a new product / facility to the customers wherein an OD Limit is fixed instead…

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IB Loan against Sovereign Gold Bond

Eligibility Holders of Sovereign Gold Bonds issued by RBI on behalf of Government of India. Customers can approach for loan…

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Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals

Eligibility ·     Central PSUs/State PSUs/Government Departments/ Educational Institutions / Firms/ Company External Rated A and above for the last 2…

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LOAN AGAINST LEASE RENTALS

Our bank has a product in the name of “IB RENTAL” for availing finance against the lease rentals of commercial…

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Online OD Against Deposit

e-OD is available for Retail Net Banking Customers & Mobile banking Customers, who have Term Deposits accounts in individual name.…

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OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH”

Target Group Employees of Govt./ State Govt./PSUs/Listed Companies/ Autonomous Bodies whose salaries are credited in savings accounts maintained with our…

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IB PROFESSIONAL

Target Group Professionals such as Doctors, Designers, Chartered Accountants, Architects, Cost Accountant, Engineers etc.  having work experience of at least…

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Home Loan to Corporate Entity

Target Group Corporate Entities: – Ø  Public Limited Companies Ø  Private Limited Companies Ø  Partnership Firms including LLPs Ø  MNCs…

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IB Home Loan Flexi

Category of Borrowers Prospective Home Loan customers under IB Home Loan Products. Existing customers under IB Home Loan Products. For…

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PM–Surya Ghar: Muft Bijli Yojana Roof Top Solar Loan Scheme

S.N. Parameter Eligibility Conditions (Up-to 3KW) Eligibility Conditions (Above 3 KW to 10 KW) 1 Purpose and Loan amount Installation…

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