Education Loan – Subsidy Schemes
EDUCATIONAL LOAN – SUBSIDY SCHEME Central Scheme to provide Interest Subsidy to Educational Loan (CSIS) The salient features of the…
IB Home Loan Combo
Eligibility Individuals including Joint borrowers who have Availed the Home Loan from Indian Bank Satisfactorily serviced the Home Loan for…
Loan / OD against Deposits
Eligibility Term Deposit Holder of our Bank. Amount of Loan 90% of accrued value of deposit. Margin 10% on accrued…
Salary Loan – IB Clean Loan to Salaried Class
Eligibility Permanent Employees with minimum service/ experience of 2 years with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments…
Reverse Mortgage
Eligibility * Senior Citizens above 60 years, including retired staff of our Bank. Married couples will be eligible as joint…
IB Vehicle Loan
Indian Bank is offering Vehicle Loan for purchase of New Car, New Two Wheeler and Used Car at a competitive…
Ind Mortgage
Eligibility Who can apply Salaried class: * Permanent Employees of Central / State Govt. / Quasi Govt. Bodies / Public…
IB Plot Loan
Target Group Eligible persons/Age of the Applicants/Recognition of Income level /NTHP as applicable for Home Loan Scheme to Residents/NRIs. Purpose…
IB Home Loan
Target Group · Salaried Class · Businessmen · Professional & Self-employed · Pensioners Entry Age 18 years Purpose of Loan…
IB Pension Loan
Eligibility Central & State Government Pensioners, Family Pensioners, Re-employed Pensioners, IB Retirees (both under VRS & superannuation) whose pension accounts…
IB Home Improve
Eligibility Existing Home Loan borrowers (both residents & non-residents)including our staff members / Prospective Home Loan borrowers who are salaried…
IB Home Loan Plus
Target Group – All existing Home Loan borrowers (Residents & NRIs) including HL-CRE / IB Home Advantage / HL…
Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies
Target groups All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose…
IB HOME ADVANTAGE
Eligibility Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners having adequate income…
IB HOME ENRICH
Eligibility Resident individuals & NRIs Individuals owning a residential dwelling unit in their name and supported by copy of the…
IB Education Loan (IBA)
Parameter Norms Eligibility Criteria 1.1 Admission Pursuing Higher Education in India and Abroad: · Student should have secured admission to…
Jewel Loan
Eligibility Individuals including Senior Citizens Minimum Entry Age 21 years Maximum Exit Age 70 years Purpose Domestic needs, consumption, family…
OD against Gold Jewels
“OD Against Gold Jewels” is a new product / facility to the customers wherein an OD Limit is fixed instead…
IB Loan against Sovereign Gold Bond
Eligibility Holders of Sovereign Gold Bonds issued by RBI on behalf of Government of India. Customers can approach for loan…
Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals
Eligibility · Central PSUs/State PSUs/Government Departments/ Educational Institutions / Firms/ Company External Rated A and above for the last 2…
LOAN AGAINST LEASE RENTALS
Our bank has a product in the name of “IB RENTAL” for availing finance against the lease rentals of commercial…
Online OD Against Deposit
e-OD is available for Retail Net Banking Customers & Mobile banking Customers, who have Term Deposits accounts in individual name.…
OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH”
Target Group Employees of Govt./ State Govt./PSUs/Listed Companies/ Autonomous Bodies whose salaries are credited in savings accounts maintained with our…
IB PROFESSIONAL
Target Group Professionals such as Doctors, Designers, Chartered Accountants, Architects, Cost Accountant, Engineers etc. having work experience of at least…
Home Loan to Corporate Entity
Target Group Corporate Entities: – Ø Public Limited Companies Ø Private Limited Companies Ø Partnership Firms including LLPs Ø MNCs…
IB Home Loan Flexi
Category of Borrowers Prospective Home Loan customers under IB Home Loan Products. Existing customers under IB Home Loan Products. For…
PM–Surya Ghar: Muft Bijli Yojana Roof Top Solar Loan Scheme
S.N. Parameter Eligibility Conditions (Up-to 3KW) Eligibility Conditions (Above 3 KW to 10 KW) 1 Purpose and Loan amount Installation…