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Personal/Individual

IB Home Loan Combo

Eligibility Individuals including Joint borrowers who have Availed the Home Loan from Indian Bank Satisfactorily serviced the Home Loan for…

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Loan / OD against Deposits

Eligibility Term Deposit Holder of our Bank. Amount of Loan 90% of accrued value of deposit. Margin 10% on accrued…

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IB Clean Loan (to Salaried Class)

Eligibility Permanent Employees with minimum service/ experience of TWO years with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments…

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Ind Reverse Mortgage

Eligibility * Senior Citizens above 60 years, including retired staff of our Bank. Married couples will be eligible as joint…

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IB Vehicle Loan

Eligibility Who can apply Salaried class, Professionals, Businessmen, Self employed persons, our Staff, NRIs*and Pensioners. Employees of other banks with…

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Ind Mortgage

Eligibility Who can apply Salaried class: * Permanent Employees of Central / State Govt. / Quasi Govt. Bodies / Public…

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Plot Loan

Target  Group Eligible persons/Age of the Applicants/Recognition of Income level /NTHP as applicable for Home Loan Scheme to Residents/NRIs. Purpose…

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IB Home Loan

ELIGIBILITY Who can apply: Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners…

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IB Pension Loan

Eligibility * Central & State Government Pensioners, Family Pensioners, Re-employed Pensioners, Indian Bank Retirees (both under VRS & superannuation) whose…

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IB Home Improve

Eligibility Existing Home Loan borrowers (both residents & non-residents)including our staff members  / Prospective Home Loan borrowers who are salaried…

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IB Home Loan Plus

Eligibility All existing Home Loan customers who have repaid a minimum of 12 EMIs regularly and Possession of the House…

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Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies

Target groups All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose capacity…

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IB HOME ADVANTAGE

Eligibility Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners having adequate income…

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IB HOME ENRICH

Target  Group Resident individuals having steady source of income –  Salaried Class, Businessman, Professional & Self-employed people, and Pensioners Who…

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EDUCATIONAL LOAN (IBA)

Eligibility           Who can apply: The student should be an Indian National Should have secured admission…

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Festival Bonanza for Home Loan and Vehicle Loan

Concession in Rate of Interest 0.10% concession on Home Loans 0.15% concession on Vehicle Loan 0.15% concession to Women borrowers…

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Restructuring of Personal Loan due to Covid Pandemic

Restructuring of Personal Loan due to Covid Pandemic The borrower accounts which were classified as standard, but not in default…

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