Personal/Individual
IB Home Loan Combo
Eligibility Individuals including Joint borrowers who have Availed the Home Loan from Indian Bank Satisfactorily serviced the Home Loan for…
IB Rent Encash
Eligibility Residential / commercial building owners (individuals / joint owners/ Trust / Societies /Corporate / Firms or any other entity)…
Loan / OD against Deposits
Eligibility Term Deposit Holder of our Bank. Amount of Loan 90% of accrued value of deposit. Margin 10% on accrued…
IB Clean Loan (to Salaried Class)
Eligibility Permanent Employees with minimum service/ experience of TWO years with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments…
Ind Reverse Mortgage
Eligibility * Senior Citizens above 60 years, including retired staff of our Bank. Married couples will be eligible as joint…
IB Vehicle Loan
Eligibility Salaried class Professionals Businessmen Self-employed persons NRIs Pensioners Indian Bank Staff Employees of other banks with NOC from employer…
Ind Mortgage
Eligibility Who can apply Salaried class: * Permanent Employees of Central / State Govt. / Quasi Govt. Bodies / Public…
Plot Loan
Target Group Eligible persons/Age of the Applicants/Recognition of Income level /NTHP as applicable for Home Loan Scheme to Residents/NRIs. Purpose…
IB Home Loan
Eligibility Resident individuals having steady source of income and a minimum period of service/experience of 3 years (including previous employment/experience and…
IB Pension Loan
Eligibility Central & State Government Pensioners, Family Pensioners, Re-employed Pensioners, IB Retirees (both under VRS & superannuation) whose pension accounts…
IB Home Improve
Eligibility Existing Home Loan borrowers (both residents & non-residents)including our staff members / Prospective Home Loan borrowers who are salaried…
IB Home Loan Plus
Eligibility All existing Home Loan customers who have repaid a minimum of 12 EMIs regularly and Possession of the House…
Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies
Target groups All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose capacity…
NRI Plot Loan
Eligibility NRIs gainfully employed with a residual contract period / service of atleast 3 more years to run. NRI professionals…
NRI Home Loan
Eligibility NRIs gainfully employed with a residual contract period / service of atleast 3 more years to run. NRI professionals…
IND-COVID EMERGENCY SALARY LOAN
Parameter Norms Target Group Permanent Employees of Govt / Quasi -Govt / Boards / Endowments / MNCs/ other Reputed Companies…
IND COVID EMERGENCY PENSION LOAN
Parameter Norms Target Group Central & State Government Pensioners & Family Pensioners, (Re- employed Pensioners, RBI pensioners and IB Retirees…
LOAN AGAINST LEASE RENTALS
Our bank has a product in the name of “IB RENTAL” for availing finance against the lease rentals of commercial…
IB HOME ADVANTAGE
Eligibility Resident individuals having steady source of income –Salaried Class, Businessman, Professional & Self-employed people, and Pensioners having adequate income…
IB HOME ENRICH
Target Group Resident individuals having steady source of income – Salaried Class, Businessman, Professional & Self-employed people, and Pensioners Who…
EDUCATIONAL LOAN (IBA)
Eligibility Who can apply: The student should be an Indian National Should have secured admission…
Festival Bonanza for Home Loan and Vehicle Loan
Concession in Rate of Interest 0.10% concession on Home Loans 0.15% concession on Vehicle Loan 0.15% concession to Women borrowers…
Restructuring of Personal Loan due to Covid Pandemic
Restructuring of Personal Loan due to Covid Pandemic The borrower accounts which were classified as standard, but not in default…
Jewel Loan
Eligibility Individuals including Senior Citizens Minimum Entry Age 21 years Maximum Exit Age 70 years Purpose Domestic needs, consumption, family…
OD against Gold Jewels
“OD Against Gold Jewels” is a new product / facility to the customers wherein an OD Limit is fixed instead…
IB Loan against Sovereign Gold Bond
Eligibility Holders of Sovereign Gold Bonds issued by RBI on behalf of Government of India. Customers can approach for loan…
