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Purchase of second hand (pre-used) Tractors by Agriculturists
Purpose / ObjectiveTo meet out of the needs of farmers who cannot afford to buy a new tractor.
EligibilityFarmers having minimum of 6 acres of irrigated land or 12 acres of dry land.
Amount of LoanMaximum of Rs.1,50,000/- only.
Margina) 5% for tractor age less than 3years.
b) 10% for tractors of age more than 3years but less than 7years.
Interest RatesPlease refer the Lending Rates link on home page in our Bank`s Website.
RepaymentIn 5years with quarterly / half yearly / annual installments, depending upon the crop cultivated.
Security* Hypothecation Of tractor purchased with the bank loan.
* Mortgage of properties and Third party guarantee.
* BPLR and BASE RATE - Available in Home Page 

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