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IB Arogyaraksha
Who is eligible?All Account holders.
EligibilityCustomers aged from 3months to 80years in 3plans
i) Plan A upto 35 years*
ii) Plan B upto 65 years*
iii) Plan C upto 80 years*
(* Based on the age of the eldest person in the group)
Type of CoverMediclaim coverage including Personal Accident Cover Floater cover for the family (A/c holder, spouse, two children & parents).
Sum Assured* Rs.0.50 lakh to Rs.10.00 lakh
(Sum Assured at entry level restricted to Rs.3.00lakh for Plan C)
* Enhancement by only one slab every year (Rs.0.50 lakh per year up to sum assured of Rs.5 lakhs and thereafter at Rs.1 lakh each year). Maximum cover restricted to Rs.5 lakhs for Plan C
PremiumPlease contact nearest branch
Waiting PeriodWaiting period of 30 days in the First year for Coverage (except for accident).
By arrangement withM/s.United India Insurance Co Ltd.
Whether Cashless Treatment Available? Yes, subject to certain conditions, in Network Hospitals - administered through TPAs
RenewalYearly on Anniversay dates
Tax BenefitU/s 80 D.
Medical Check Up No medical check up for any age at entry level.
Covering for pre-existing diseasesPre-existing diseases will get covered after three continuous claim free Arogya Raksha policy period
Maternity ExpensesAfter 9 months of taking First Arogya Raksha policy for the first two children only
First year exclusionsDiseases such as Cataract, Benign, Prostate, Hernia, Hydrocele, etc are covered only from II year of Arogya Raksha policy

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