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IB Smart Kid SB a/c ( for children of age 1 day to less than 18 years)
Interest ApplicationIn January and July
Salient FeaturesA Savings Bank Account for Children
Min AmtRs.100/- average monthly balance for non cheque book operated SB accounts
Rs.250 average monthly balance for cheque operated SB accounts
Other Requirements/Details• ATM / Debit card eligible for minors of age 10 years or more to those who maintain the prescribed minimum balance and subject to consent by parents / guardian for issue of ATM debit card.
• Internet Banking subject to consent by parents / guardian for using internet facilities
• Add-on-facility- Remittance by DD/BPO of school / college fees at par.
• Transfer of funds from parents / guardians account to the children’s account allowed at par.



 
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