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IND SME Secure
EligibilityAll MSME accounts - existing as well as fresh
Amount of LoanMinimum exposure- above- Rs.10 lakh
Maximum Exposure
Rs.10.00 Crore per borrower
Rs.25 crore per group
Margin25% on stocks and book debts
25% on plant & machinery
10% cash margin on NFB
30% on Building
Interest RatesPlease see the Interest Rate link on home page
RepaymentSubject to availability of cash flow / DSCR to service term loan as per norms.
SecurityHypothecation of stocks, book debts, plant & machinery
EM of factory property
Value of RBI bonds, NSC shall be accepted as collateral security
Salient FeaturesFinancing the MSMEs based on collateral security coverage.
Minimum collateral requirement -75% of the limits



 
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