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Doctor Plus
EligibilityIndividuals / registered partnership firm / Limited Company / Trust etc.
Key promoters or their spouse should be qualified medical practitioners, with satisfactory track record
Amount of LoanMinimum : Rs.1.00 lakh.
Maximum Rs.No Ceiling
MarginUrban
Upto Rs.5 lakhs-10%.
Above Rs.5 lakhs-20%.
Semi Urban/Rural
Margin 15% for both the slabs.
Interest RatesPlease see the Interest Rate link on home page
RepaymentMaximum period up to 120 months including moratorium period of 12 months
SecurityLoans upto Rs 10 lac:
Hypothecation of assets created out of loan amount. No collateral security / third party guarantee and to be covered under CGS of CGTMSE.
Loans above Rs 10 lac:
Hypothecation of assets and LIC policy assigned in favour of the Bank or other collateral security, so as to ensure compliance with Loan Policy guidelines in respect of security coverage.
Salient FeaturesTo finance qualified medical practitioners to set up clinic, clinic cum residence, nursing home, hospital, X Ray or pathological labs, medical stores, purchase of vehicles / ambulance etc. OR for expansion / renovation / modernization of existing premises
* BPLR and BASE RATE - Available in Home Page 



 
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