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IB Tradewell
EligibilityTraders/ Trading Enterprises having minimum 3 years experience with good standing in the market.
Amount of Loan* Maximum exposure per borrower : Rs. 10.00 crores
* Of which Ceiling as under --Working capital (FB & NFB) Rs 10.00 crore --Term Loan Upto Rs 2.00 crore
Margin* Stocks - 15 %
* Book Debts - 15% ( upto 90 days duration)
Interest RatesPlease see the interest rate link on the home page
RepaymentMaximum 60 months (excluding holiday period of 6 months)
SecurityFinancing the MSME Traders based on property security coverage.
Salient FeaturesA Scheme for Wholesalers and Retailers to meet the following purposes: to meet the working capital needs of trading activities and to meet the term loan requirements for purchase / setting up infrastructure like hoarding, show cases, basic offices, amenities, purchase of delivery van etc.

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