| Micro, Small & Medium Enterprises Department - MSME |
| • Code of Bank`s Commitment to Micro and Small Enterprises (pdf) |
| • MSME
Policy of the Bank - (pdf) |
| • Online
MSME Loan Application | Online
MSME Loan Application Status |
| • Presence
in MSME Clusters |
Bank
has presence in the following SME Clusters and also
launched Cluster Specific Schemes for these Clusters
- Textiles Cluster in Bhilwara
- Leather Cluster in Bhiwandi
- Ceramic Cluster in Morbi
|
| • Specialised
MSME Branches in each State - (branches). |
| • MSME
Campaigns held & number of borrowers given loans
in the campaigns |
During 2011-12, MSME fortnight was organized from
06.06.11 to 20.06.11 and again from 10.10.11 to
22.10.11 in all Zones.
Organized “Special Credit Campaign for MSEs” from
21.11.11 to 31.12.11 and the same was extended up to
31.01.12. Based on these campaigns, we have extended
credit to 2812 SME accounts amounting to Rs.146 crore. |
| • Format
of the loan application form with checklist |
|
• Interest
rate on SME products
» Based
on Base Rate » Based
on BPLR (Including Medium Enterprises) » Service
Charges |
SLP
advances - IND SME Secure, My Own Shop, IB Doctor
Plus, IB Professional plus, IB Ayushmaan, IB Annapoorna,
IB Vidya Mandir, IB BPO Finance, IB Shanti Niketan,
IND Vahana, IB Travel Tours, IB Caterer and IB Star
Rice Mill. Non SLP advances for Micro, Small and
Medium Enterprises; |
• OTS Scheme of the Bank
- (pdf)
|
|
• Rehabilitation
of Sick MSME units- -- (pdf) - Data
showing the progress as on 31/03/2012
|
|
• Number of people trained in RSETIs and of them those provided credit linkage.
|
Training & Skill Development is provided
through RUDSETI. Bank has opertionalised 12
INDSETI’s (10 in Tamilnadu, 1
in Andhra & 1 in Puducherry) and trained
7952 candidates as on 31.03.12 (TN-4716,
Andhra-1394 & PY-1842 candidates).
|
• Grievance Redressal Mechanism for MSMEs
|
SME cells/SME – CPUs at our Zonal Offices vested with the role of MSME Care Centres to facilitate MSME customers for quick redressal of grievances.
Further as advised by Ministry of MSME, the list of MSME Care Centres in respect of all Banks operating in UT of Puducherry (where SLBC responsibility is vested with our Bank) has been ported in our Banks website as a consolidated source of information. |
