BANKING ENQUIRIES & FUND TRANSFERS . . through your mobile phones
The facility of Mobile banking through J2ME Application works
on a secured, menu based and user friendly J2ME technology which
is compatible to all GPRS/Java enabled mobile phones (Java version
MIDP 2.0 and above) using both SMS & GPRS modes.
Who are eligible ?
The existing mobile banking customers can avail the new J2ME mobile
banking facility immediately. The new customers, who want to avail
the facility, should request his Home Branch for enabling the Mobile
Banking facility and then can avail the J2ME facility.
Downloading the Application:
The URL link for application download will be sent to the customer’s
mobile when the customer sends the request “IndMobile” through
his mobile to our mobile banking service number (9444394443). The
J2ME Mobile banking application can also be downloaded from the
bank’s website directly using USB/GPRS.
Registration of J2ME Application:
To install the J2ME application in the mobile handset, the customer
opens the application and the registration process will start automatically
wherein the customer needs to enter the Mobile Number & 4 digit
numeric MPIN. The customer will register the 6 digit application
password as per his choice. Upon successful validation of MPIN,
CIF & the Mobile No, the system starts registration and synchronization
of Linked Accounts & Added Beneficiary Accounts.
The requests and responses are sent through encrypted/ secured
messaging format using end to end encryption. Application password
is required to be keyed in by the customer to open the application
and the customer has to use MPIN while making queries/ transactions.
The customer can anytime change the Application Password (and/or)
Regarding funds transfer, the customer can transfer funds ONLY
TO PREVIOUSLY ADDED BENEFICIARIES. The customer can also add new
beneficiaries through “Add Beneficiary” option either
through Net Banking or Mobile banking module.
Services available in the application:
Primarily, the customer can transfer funds up to the limit of
Rs 50,000 per day as per RBI norms and the following services are
also available in the module.
Enquiries: Account Balance Enquiry,
Last Transaction Enquiry, Issued Cheque Status Enquiry and Funds
transfer limit enquiry services are available.
Funds Transfer: The user can effect
funds transfer between his own Accounts, to Other IB Accts, IB
Credit Card Accts and to Other Bank Accounts.The facility will be activatated based on a seperate application to the home branch.
» Application form to enable Fund transfer (.pdf)
Miscellaneous Services: The customer can
change MPIN / Application Pwd, can add/view/delete beneficiary
Other Services: The customer can any time
update his linked accounts/beneficiary account details. Whenever
a new version of the application is released by the Bank, the same
may be upgraded to the mobile. If the user wishes to remove the
application from his mobile, the provision to deactivate the same
is also made available.